Credit Basics 101
What You Need To Know About Credit




Credit Cards, A Necessary Evil

Whether its hype, or banks ubiquitous marketing methods or actual need, it now seems unavoidable to live without a credit card. And now they are relatively easy to get. If you have a paystub, you can always get one.

There are even others designed for the subprime markets, for people with NINJA status (No income, no job no assets).

It's hard to get a hotel booking (in some hotels, at least) if you are cardless.

The many internet firms selling merchandise online will require you to pay using a credit card.

The reality is that the cards are not for everyone, and those with less than a rosy credit card history will find that it is actually hard to get one, and with the interest charged on some of them almost equivalent to the price of an arm and a leg, many exasperated credit card customers are opting out.

The trick that many who are annoyed by their credit cards don't seem to appreciate is to stay below the limits of your credit. Unless someone is confronted with an emergency and has to incur some expense, there is no reason for one to flush out the card at the slightest excuse.

The best thing is to use them as they are real cash. Self-esteem is said to influence how one behaves in public, and if by flashing out the plastic makes one feel good in public places, the person may find out that that self-esteem is under attack when the bills come.

 

 


Translate Page Into German Translate Page Into French Translate Page Into Italian Translate Page Into Portuguese Translate Page Into Spanish

More Articles

 

Search This Site


The easiest credit repair program in the world and
the fastest method for dramatically improving your credit score.

                           

More Articles


Credit Cards. Be Warned

... Does the credit card work for you or do you work for your credit card? Most people's answer to that question will depend on how they treat their "old plastic" as credit cards are known.
For many with... ... 


Cleaning the Mess in Your Credit Report

..One factor that plays an important role in maintaining a clean credit report is actually the contents of your credit report. The credit report is pretty much the story of your financial life, contained... ... 


Credit History

... Credit according to financial experts, is a contractual agreement in which a borrower receives something of value at a particular point of time and agrees to repay the lender at some later date.
Credit... ... 



fix credit reports. stop unwanted calls. stop foreclosure issues.